If your businesses uses Stripe to take payments, then you may be able to borrow money with a Stripe Cash Advance or loan.

Millions of online businesses use the card payment processor Stripe to accept debit and credit card payments. If you are one of them, then you could borrow up to 200% of your average monthly sales.

The working capital injection can be used to invest and grow your business, with repayments made from future card sales.

Disclaimer: We are not affiliated with Stripe, we are an independant finance broker who source business finance for Stipe Merchants.

Fill in the form below to apply.

Stripe Cash Advance Loans

A Merchant Cash Advance is a type of business finance that is available to UK businesses using Stripe to accept payments. Whether you have an eCommerce website selling socks or your a hotel taking online bookings, you may be eligible for a business loan.

You only need to have been trading for 4 months and could still be accepted with bad credit.

Borrow up to 200% of average monthly Stripe sales, via one of our trusted lending partners.

Any business sector and funds can be used for any legitimate business purpose.

Cash Advance Example

Average Monthly Card Sales: £25,000

Amount of Finance: £25,000

Factor Rate: 1.27

Total Repayment: £31,750

Repayment Sweep: 10%

So in this example you borrow £25,000 and then repay 10% of your future card takings until you repay £31,750. Could be subject to minimum payments.

Stripe Loan UK

A revenue based Stripe loan may be an option for your business, if you have been taking payments on card for over 4 months.

Revenue based business loans differ from a Cash Advance as they usually have a fixed daily/weekly repayment amount.

Stripe Capital Alternatives

We work with a number of finance providers that offer an alternative to Stripe Capital for UK businesses. If you have been declined or not offered the finance you require, we can search the market for you to secure you a lending offer.

Get in touch to find out your options.

Apply For A Stripe Cash Advance or Loan

As an independent business finance brokers, we help businesses who accept Stripe payments to source finance.

Even if you have been declined by Stripe Capital, there may still be options from our panel of lenders.

Call us on 0161 5469128 or fill in the form below to apply.

EXCELLENT

14 reviews on

Gordon Angus

2024-09-19

I can't recommend Bolton Business Finance Ltd highly enough. They were able to get us excellent terms and a higher loan amount than expected - far better than any other broker. Marcus was very friendly, helpful and supportive throughout the application and I will definitely use their services again.

Gerad Barclay

2024-04-02

Exemplary Business Finance Service Bolton Business Finance and its MD Marcus Wright are professional and an example to others in the industry. Strongly recommended. Most business people searching for a business finance broker will have dealt with Estate Agents, Recruitment Agencies, or both. You know the types; recruitment “consultants” that try to palm you off with unsuitable candidates having doctored the CV to look great, or estate agents that assure you the enquirer is a “Cash Buyer” or in a fabulous position when in fact they have not even got an offer yet for their overpriced property. Many Business Finance Brokers are as above, probably worse. They work the numbers game of collecting applicants then punt the applicants around the types of lenders that want to tie you down with crazily high interest rates, unviable repayment terms and the ubiquitous PG. My advice is to look out for these shady practitioners. They want your personal ID, 6 months Bank Statements and annual accounts before even discussing solutions to your problem. They have only a passing conversational interest in your business. Be especially alert to the additional introduction “Fee” for getting to offer stage. One such broker added a 5% fee unto an already sky-high rate of interest front-loaded unto the principle, no reduction for early settlement, and of course the dreaded PG. Try getting 5% Interest per year on deposit of £200,000…. It is currently almost impossible yet, some brokers want 5% (£10,000 on that £200K) just for the introduction. That’s 3–5 times what Estate Agents will charge, and they typically must do some work and wait 6 months for the transaction to complete. The broker may well have punted your most personal details by email to any number of lenders leaving you exposed in many ways. Marcus did none of the above. He listened to the requirements. Noted preconditions, made no promises but came back very quickly with imaginative propositions. Very personal details and confidential information were requested only when there was agreement in principle. I will certainly use again.

Tyler Homeyard

2023-04-12

Great company to deal with. Marcus is a great guy and knows what he’s doing. They helped me with factoring my invoices on Courier Exchange. Very seem less process. Highly recommend.

TICS Global

2023-04-12

Fantastic speedy and attentive service.

Adam O'Rourke

2022-10-11

I've have never accessed commercial finance before and I was daunted by the process. Bolton Business Finance made the process simple, easy and fast. I've been funded and got exactly what I needed. Outstanding service, wouldn't hesitate to recommend!

Jamie Wynne-Griffiths

2022-10-05

What a top job. Absolute pleasure to work with Marcus. He understood exactly what we needed and didn't stop until he got it. Highly recommended!

Westhoughton Motors

2022-06-30

Great service, always kept updated and responded fast to any questions. Thanks to the team at Bolton Business Finance.

nasrat zamiri

2022-03-28

I had recently applied for Business Cash Advance facility through Bolton business finance. The process was easy and smooth, and received the requested funds within 3 days. Would highly recommend to any businesses who are looking for funding. Thanks Marcus

Matthew McClellan

2021-06-30

I recently approached Marcus at Bolton Business Finance to assist with sourcing and implementing a new invoice finance platform for my business. Marcus was professional and very knowledgeable from the very start and I would highly recommend his services. We will certainly be using Bolton Business Finance going forward.

Stripe Cash Advance & Business Loans UK

Table of Contents

Stripe Cash Advance Loans

Cash Advance Example

Stripe Loan UK

Stripe Capital Alternatives

Apply For A Stripe Cash Advance or Loan

Table of Contents

Stripe Cash Advance Loans

Cash Advance Example

Stripe Loan UK

Stripe Capital Alternatives

Apply For A Stripe Cash Advance or Loan

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