Single Invoice Finance

Get access to money quickly with Single Invoice Finance & Spot Factoring.

Do you have a large outstanding customer invoice and need to release cash?

Its possible to secure funding against a single debtor invoice on a one off basis by selling invoices.

Rather than a full book Invoice Factoring or Invoice Discounting facility, where you finance all your debtor book ongoing.

However if its just a one of requirement, you can release a percentage of a large single unpaid invoice for a fixed fee with Spot Factoring.

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Features of Single Invoice Finance & Spot Factoring

One off single invoice financing and spot factoring can give you quick access to cash tied up in unpaid B2B customer invoices.

It may be that you have a one off large order or just don’t want to commit to a contract or ongoing revolving credit facility.

Single Invoice Finance & Spot Factoring Brokers

As an independent brokers we will compare offers from a number of companies that specialize in Single Invoice Finance and Spot Factoring within the UK.

We will quickly get you lending offers that match your requirements and circumstances. We can match you up with lenders and have money into your account fast, as quick as within 24 hours.

You will benefit from our experience and get to compare offers from different providers.

Why Use Us?

We can act quickly and access a wide range of single invoice factoring companies to meet your requirements. Get access to funds in as little as 24 hours.

Types Of Single Invoice Finance

There are a number of different single invoice finance products and providers on the market, with some different features. One or more may be available dependant on your businesses circumstances and sector.

Spot Factoring

Spot Factoring is used when you just want to fund a one off single invoice and don’t require any an ongoing finance facility.

Typically charges can be a fixed one off fee or charged as a percentage per day or month the money is borrowed.

Single Invoice Factoring

Single invoice factoring is similar to Spot factoring and is useful when you wish to release funds from one or multiple invoices, on a ad hoc basis.

When using single invoice, this is usually disclosed to your client by the lender. The lending provider may also carry out credit control and debt collection.

Once set up, you may be provided with a credit limit for further borrowing in the future as and when required.

Single Invoice Discounting

If you have an established business with in house credit control, you may be able to do Single Invoice Discounting.

You can borrow against one or more invoices on a one off basis, without a long term contract.

The difference with Discounting is that it is usually confidential so your customer does not know and you carry out your own ledger and credit control. 

One Off Invoice Factoring UK

Finance a single invoice on a one off basis for a fixed fee.

Apply For Single Invoice Factoring UK

Complete the form below and one of our finance brokers will be in touch straight away to arrange a free no obligation quotation.

Your business must be based in the UK, we cover England, Wales, Scotland and Northern Ireland.

Single Invoice Finance FAQ

If your business trades B2B and grants credit terms you may have to wait up 90 days to get paid. This can put a huge strain on cash flow, even for strong profitable businesses.

You can help your short term cash flow by releasing money from just one single unpaid customer invoice. 

This may be because you have an unusually large order or you just need quick access to cash for any business purpose.

Single Invoice Finance is suitable for:

  • New Start Ups
  • Fast Growing Businesses
  • Large Invoices
  • One Off Large Orders
  • Quick Access To Funding
  • Emergencies
  • Bad Credit & CCJs

An Invoice Finance company will agree to pay you a set percentage of your outstanding invoice. For example your customer owes you £100k and the lender agrees to a 60% payment percentage, you will get £60k.

Any applicable fees and/or interest will be also be deducted. Once your customer pays the invoice, the balance is cleared with the lender.

With a Factoring facility the lender usually assists with collections. In some cases this may be done confidentially.

The fees vary significantly between lenders and will be dependent on a large number of factors.

You would usually have to pay a percentage of each invoice financed. This may be a fixed fee or could be per month/30 day period.

Get in touch to have a no obligation chat about what your options may be and the potential costs involved.