As a holiday let mortgage broker, we can assist with mortgages for any type of holiday let properties in the UK.
As UK staycations continue to rise in 2022, demand for holiday lets and holiday cottages has never been so strong. Investing in a holiday let property can often bring in higher returns than a standard buy to let.
To help assist holiday let property investors, we have a range of holiday let mortgages available from our panel of lenders.
Holiday Let Mortgages
There are a number of specialist banks and lenders in the UK that provide holiday let mortgages. Each have different criteria and eligibly requirements, including things like deposits, pervious experience, minimum income etc.
Typical features of a holiday let mortgage include:
- UK, England, Wales, Scotland, NI
- Multi Unit & Mixed Use
- New Purchases, Remortgages
Holiday Let Bridging Loans & Development
We can also assist if you are purchasing a holiday let that requires refurbishment or even building a new development.
Holiday Let Mortgage Broker
As an independent holiday let mortgage broker, we can assess your individual circumstances and find you mortgages that you are eligible for.
We can help compare rates and product features. As a broker, we can help:
- Compare Holiday Let Mortgage Rates
- Complex Circumstances
- Adverse Credit & CCJs
- First Time Holiday Let Owners
- Check Eligibility
- Holiday Let Remortgages
With a holiday rental home, you need to understand what income each lender is using to calculate the maximum loan available. Although typically up to 75% Loan to Value (LTV), some lenders use average holiday letting income and others use expected AST Buy to let income.
As an experienced holiday let broker, we can help you navigate the application process from start to finish.
Apply For a Holiday Let Mortgage
To get a quote or start an application for a holiday let mortgage, get in touch.
Call 0161 5469128 or fill in the form below and we will be in touch.