Barclaycard Merchant Cash Advance Finance UK 2023

UK Businesses that take payments using Barclaycard, could apply for Merchant Cash Advance finance. A cash advance is a type of business finance that allows you to borrow money for your business.

One of the UK’s biggest high street banks Barclays, offers merchants card payment services via its own in house Barclaycard.

If your business takes credit/debit card payments via Barclaycard, then you could apply for a “Cash Advance”.

Disclaimer: We are not affiliated with Barclaycard

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Fill in the form below to apply.

Barclaycard Cash Advance Funding

We work with a number of independent providers that offer a Merchant Cash Advance on Barclaycard payment revenue.

A Merchant Cash Advance is a type of business finance, similar to a business loan, where the lender purchases” a percentage of your future card takings. This is usually for a fixed cost and is repaid as a percentage (10-20%) of future card takings from your merchant sales.

You can apply once you have been trading for 6 months and could still be accepted with poor credit.

Borrow up to 200% of average monthly Barclaycard revenue, via one of our trusted lending partners.

Most business sectors covered and funds can be used for any legitimate business purpose.


Average Monthly Card Sales: £34,000

Amount of Finance: £40,000

Factor Rate: 1.20

Total Repayment: £48,000

Repayment Sweep: 15%

So in this example you borrow £40,000 and then repay 15% of your future card takings until you repay £48,000. Could be subject to minimum payments.

Apply For a Barclaycard Cash Advance or Business Loan

As an independent business finance brokers, we help businesses who accept payments via Barclaycard to source finance. Even if you have been declined by another lender.

Call us on 0161 5469128 or fill in the form below to apply.