Independent Business Loan Broker based in Greater Manchester. Quickly access a large range of business loans from our extensive panel of lenders.
Regardless of your businesses circumstances we can tailor a funding solution to your needs. Short term business loans or long term funding solutions with affordable fixed monthly payments.
We have access to commercial loans at competitive rates from high street banks to specialist alternative lenders.
If you have been declined by your bank or elsewhere, we still may be able to find you the business loan you need.
Independent Business Loan Brokers
Gone are the days of relying on a your bank alone to solve all your business funding requirements.
There are now hundreds of different specialist business loan providers in the UK, catering to a wide range of sectors and circumstances.
Speak to one of our business loan experts today to see what options may be available to grow your business?
What Types of Business Loans Do We Offer?
Quick access to Loans for any business/commercial purpose, both short term and long term options available.
Any amount from £5k to £20 million.
You can read some of our latest articles on business loans in our blog and by clicking the links below.
Unsecured Business Loans
Many banks and loan providers require security such as property to secure funding.
However we work with a number of funders that may be able to provide unsecured business lending for up to £250,000.
We can help your business apply for the governments latest covid support loan, the Recovery Loan Scheme (RLS). Terms up to 6 years for borrowing of £25,001 to £2 million.
The government offer a lender guarantee of 80% (70% from 1st January 2022). Businesses are still 100% liable but there are no personal guarantees up to £250,000.
Managing cash flow is critical to the success of any business. Even a strong profitable business sometimes need access to funding to manage gaps in cash flow and to grow their business.
So if you have noticed a cash flow short fall now or in the future, we can help.
We have access to a wide range of cash flow loans with a variety of flexible repayment terms to suit your business and specific sector.
Secured Business Loans
You may be able to secure lending against assets, to access more funding or at a lower rate than an unsecured loan.
This means that the lender may take ownership of the asset if you fail to pay. The most common asset used for a secured loan is property.
Secured Business Loans may be suitable for:
- Phoenix Companies
- Struggling companies
- Quick Funding Access
- Declined For Unsecured Loans
- Difficult Credit Profiles
- High Risk Ventures
Key Features Of Secured Business Loans
- Borrow between £30,000 and £1,000,000.
- Repayment terms of between 3 months and 10 years.
- Capital & Interest Only Repayment Options.
- Bridging Loans For Business Purposes
- 70% Loan to Value (LTV) against Director owned residential properties
- 50% Loan to Value (LTV) against Director or company owned commercial property
If you need fast access to money for your business, get in touch today. We can get lending offers in as little as 24 hours.
One of our experts will be on hand same day to quickly access your requirements and apply with relevant lenders.
Short-Term Business Loans
Do you need a loan just for a short period of time? If so we work with a number of lenders that offer loans for small periods or temporary funding solutions that can be repaid anytime.
Pay urgent bills such as supplier invoices or VAT/Tax bills.
Get quick access to funding for your business by providing second charge security. Use equity in your home, buy to let or commercial property to secure business finance.
What Can Business Loans Be Used For?
A large range of business purposes can be funded including:
- Fund an order
- VAT or Tax Bill
- Marketing Campaign
- Office Equipment
Apply For A Business Loan Today
Independent Business Loan Brokers Manchester
We arrange finance for companies in Bolton, Manchester and right across the United Kingdom.
Appointments can be via phone, zoom or face to face if required.