What Is A 180 Day Value In Bridging Finance?

Many Bridging Finance companies will only lend against the 180 Day Value of a property.

What this means is the value of a property, if they only had 180 days to advertise and sell the property. This value can often be 5 – 15% lower than the Open Market Value (OMV), depending on the type of property.

A bridging lender may also take into account whether the property is vacant possession or would have to be sold with a tenant in situ. This can effect both residential and commercial properties, either increasing or decreasing the value.

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Its important that you understand exactly what valuation type a bridging lender is using. This could effect the amount of money you can borrow against a given property.

Things That May Effect The 180 Day Value

How expensive the property is
Residential or Commercial
Tenant or Leaseholder in situ
Owner Occupied
Area
Demand For The Property Type
Economic Outlook

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nasrat zamiri

2022-03-28

I had recently applied for Business Cash Advance facility through Bolton business finance. The process was easy and smooth, and received the requested funds within 3 days. Would highly recommend to any businesses who are looking for funding. Thanks Marcus

Matthew McClellan

2021-06-30

I recently approached Marcus at Bolton Business Finance to assist with sourcing and implementing a new invoice finance platform for my business. Marcus was professional and very knowledgeable from the very start and I would highly recommend his services. We will certainly be using Bolton Business Finance going forward.

michael walls

2021-03-15

Marcus arranged my CBILS loan and i found him a pleasure to deal with, no hassle , no fuss just gave me exactly what i needed ( sound advice ). Many Thanks

Oliver Labbett

2021-03-13

I have just completed on a property refinance that Bolton business finance sourced. Having access to such an array of lenders ensured that I got a deal that I was happy with. Marcus made the refinance process stress and pain free. Marcus was also happy to spend time sourcing indicative terms on potential opportunities, which was very helpful. Thanks Marcus / BBF

Rectory Farm

2021-02-17

Bolton listened to my requirements and diligently set about seeking the funding I required. In a tough Pandemic lending environment, with lenders all ultra cautious, Marcus Wright pursued his goals and exceeded my requests and expectations, identifying and delivering new sources beyond those envisaged at the outset. Very pleased.

Gary Furness

2021-02-01

Fantastic service. Marcus and the team at Bolton Business finance supported me through my re mortgage process from start to finish giving brilliant professional service throughout. Highly recommended, and I will be using them again.