Amazon FBA Business Loans

Are you interested in Amazon FBA Business Loans? If so lets look at what finance options might be available for your Fulfilled By Amazon eCommerce business.

Selling products via Amazon can be a great way to build a profitable business and get your products on the worlds biggest online marketplace. However keeping all your SKU’s stocked and adding new ones, can require a lot of capital to buy stock.

That’s why you might want to consider taking out a business loan to grow the business and buy more stock.

Finance Options For Amazon FBA eCommerce Businesses

Depending on how long you have been selling on Amazon, turnover and other factors, will dictate which business finance options are available for your company.

Things like costs of borrowing and how much you can lend, will vary between the different options and lenders.

Here are some of the potential options that may be open to you.

Unsecured Business Loan Amazon FBA

If your Amazon seller business has been operating for over 1-2 years, then you may be able to look at an unsecured business loan. With this option the directors usually need to have reasonable personal credit score and ideally at least one a home owner.

Features:

  • Term 1 – 6 Years
  • Fixed Monthly Repayment
  • Rates: 6%+ P.A.
  • Amounts from £5000 to £5 million

Secured Business Loan

If you can provide a tangible asset as security such as property, then you may be able to use this to secure a business loan.

Provided the property has sufficient equity, you may not require any minimum trading period for your Amazon store.

Merchant Cash Advance

With as little as 4 months trading, you may be eligible to apply for a Amazon merchant cash advance loan.

You can usually borrow up to 100% of your average monthly sales figure and with higher acceptance rates that unsecured business loans.

Features:

  • No fixed payments
  • Repay percentage of future Amazon payments
  • Bad credit considered
  • Home owner not required

Summary: Business Loans For Amazon FBA Sellers

In summary there may be more than one finance option available to your Amazon eCommerce business.

A business loan may be available if you have good credit and have at least 1 years financial accounts. This options is best if you want a fixed monthly payment, spread over 1-5 years.

A merchant cash advance may be available with just 4 months trading and have high acceptance rates. They are repaid in a flexible manner as a percentage of your future Amazon payments.

Get in touch with us today to speak to an Amazon FBA business finance expert. Compare options and providers to get the funding you need.

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