Demerit Points

What Are Demerit Points In Bridging Loan Finance?

Some property bridging loan lenders may use a point system to determine the risk of a borrower, called Demerit Points.

A demerit point may be triggered by adverse credit events such as CCJs, loan arrears and loan defaults.

Click here to read more about getting a Business Loan With A CCJ.

« Back to Glossary Index

EXCELLENT

11 reviews on

Tyler Homeyard

2023-04-12

Great company to deal with. Marcus is a great guy and knows what he’s doing. They helped me with factoring my invoices on Courier Exchange. Very seem less process. Highly recommend.

TICS Global

2023-04-12

Fantastic speedy and attentive service.

Adam O'Rourke

2022-10-11

I've have never accessed commercial finance before and I was daunted by the process. Bolton Business Finance made the process simple, easy and fast. I've been funded and got exactly what I needed. Outstanding service, wouldn't hesitate to recommend!

Jamie Wynne-Griffiths

2022-10-05

What a top job. Absolute pleasure to work with Marcus. He understood exactly what we needed and didn't stop until he got it. Highly recommended!

Westhoughton Motors

2022-06-30

Great service, always kept updated and responded fast to any questions. Thanks to the team at Bolton Business Finance.

nasrat zamiri

2022-03-28

I had recently applied for Business Cash Advance facility through Bolton business finance. The process was easy and smooth, and received the requested funds within 3 days. Would highly recommend to any businesses who are looking for funding. Thanks Marcus

Matthew McClellan

2021-06-30

I recently approached Marcus at Bolton Business Finance to assist with sourcing and implementing a new invoice finance platform for my business. Marcus was professional and very knowledgeable from the very start and I would highly recommend his services. We will certainly be using Bolton Business Finance going forward.

michael walls

2021-03-15

Marcus arranged my CBILS loan and i found him a pleasure to deal with, no hassle , no fuss just gave me exactly what i needed ( sound advice ). Many Thanks

Oliver Labbett

2021-03-13

I have just completed on a property refinance that Bolton business finance sourced. Having access to such an array of lenders ensured that I got a deal that I was happy with. Marcus made the refinance process stress and pain free. Marcus was also happy to spend time sourcing indicative terms on potential opportunities, which was very helpful. Thanks Marcus / BBF

Rectory Farm

2021-02-17

Bolton listened to my requirements and diligently set about seeking the funding I required. In a tough Pandemic lending environment, with lenders all ultra cautious, Marcus Wright pursued his goals and exceeded my requests and expectations, identifying and delivering new sources beyond those envisaged at the outset. Very pleased.