NIY

What Does NIY mean in property investing?

NIY is an abbreviation often used in property investing circles, its stands for Net Initial Yield.

It is the current annual income a property generates, minus any costs and expressed as a percentage of the property value.

This can effect what property finance might be available on a given property investment.

NIY Net Initial Yield Example

Property Purchase Price: £1m

Annual Rent and Service Fees: £90,000

Associated Costs: £10,000

Net Income: £80,000

NIY: 8%

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