Last updated: August 12th, 2026
Get access to Uber Eats merchant cash advance finance for your takeaway or restaurant business. Borrow up to 150% of your average monthly turnover from as little as 4 months of trading, and repay it as a percentage of your Uber Eats takings rather than a fixed monthly figure.
Because repayments move with your revenue, a quiet week costs you less. For a takeaway business with unpredictable trade, that is usually the difference between funding that helps and funding that becomes a problem.
Disclaimer: We are not affiliated with Uber Eats
Apply Now — or call 0161 546 9128. We charge no broker fees.
Uber Eats Merchant Cash Advance
Uber Eats has grown quickly in the UK and is now a serious rival to Just Eat, operating across more than 1,500 towns and cities1. For takeaway operators that has meant real growth — and growth needs funding.
With as little as 4 months of trading history you could secure business funding of up to 150% of average monthly turnover, underwritten against your platform revenue rather than against property or assets.
Funding can be used for any legitimate business purpose, for example:
- Managing cash flow
- Purchasing ovens and other kitchen equipment
- Opening new stores and locations
- Creating new menu items and dishes
- Hiring new members of staff
- Building a new website or online ordering system
- Covering a VAT or tax bill
Call us today on 0161 546 9128 or fill in the form below.
Eligibility
- 4 full months of trading history
- Consistent revenue through Uber Eats or other delivery platforms
- UK-based business
Adverse credit is not necessarily a barrier, because lenders are underwriting your platform revenue rather than relying on a credit score alone. See business loans for bad credit for how CCJs and defaults are assessed.
A personal or director’s guarantee may be required, which could put personal assets at risk. Read about personal guarantees before signing.
What It Costs
Advances are priced with a fixed factor rate rather than an interest rate, typically between 1.03 and 1.4 with an average around 1.2. Multiply it by the amount advanced to get the total repayable.
Because the cost is fixed at the outset, repaying early does not reduce it. That makes an advance a poor choice if you could clear it within a few weeks, and a sensible one where the money funds something that takes months to pay back.
Uber Eats Cash Advance Example
Average Monthly Turnover: £12,000
Amount of Finance: £15,000
Factor Rate: 1.25
Total Repayment: £18,750
Repayment Sweep: 15%
Here the business borrows £15,000 — more than a single month’s turnover — and repays 15% of takings until £18,750 has been cleared. A strong month clears it faster; a quiet month costs less.
Uber Eats Finance FAQ
Can I get a loan based on my Uber Eats takings?
Yes. We work with lenders who will advance funds against delivery platform revenue including Uber Eats, typically up to 150% of average monthly turnover, from 4 months of trading. Repayments are taken as a percentage of future takings.
Does Uber Eats provide business loans?
We are not affiliated with Uber Eats and this is not an Uber Eats product. We are an independent finance broker sourcing funding from lenders who underwrite against your platform revenue, which lets you compare offers rather than accept one.
I also use Just Eat and Deliveroo. Does that help?
Yes, it usually strengthens the application. Lenders look at total platform revenue, and having income across several platforms reduces their concentration risk. Bring statements for all of them. We also have specific pages for Just Eat loans and Deliveroo cash advances.
How quickly can a takeaway get funding?
Typically 24 to 72 hours from application to funds, provided platform statements are available. Speed is the main advantage of this type of finance over a bank loan.
Can I get funding for a second takeaway location?
Yes, and it is one of the most common reasons operators apply. Lenders will assess the trading revenue of the existing site rather than projections for the new one, so the stronger your current takings, the more you can raise towards opening.
What if my takings are seasonal?
That is precisely what the percentage sweep is designed for. Repayments fall automatically when trade is slower and rise when it picks up, unlike a fixed loan repayment that stays the same through a quiet January.
Apply Today For An Uber Eats Loan or Cash Advance
As independent business finance brokers we help takeaways, restaurants and food businesses source funding against their delivery platform revenue — including operators who have been declined by a bank.
Tell us roughly what you turn over each month and what the money is for, and we will tell you what is realistic. No documents needed for a first conversation, and no broker fees at any stage.
Call 0161 546 9128 or fill in the form below.
Related: Just Eat loans · Deliveroo cash advance · merchant cash advance explained · all business finance options
Bolton Business Finance Ltd is a commercial finance broker. We arrange non-regulated business finance only and are not authorised or regulated by the Financial Conduct Authority. Advance amounts, factor rates and terms are set by the lender and subject to underwriting. This page is general guidance, not advice.