Construction Finance UK – Factoring & Funding Contractors

20/09/202615/12/2020 by Marcus Wright

Construction finance funds applications for payment, not invoices. How certification, retention, contras and CIS affect what you can draw, and who lends.

Invoice Discounting vs Factoring Debt UK

19/09/202624/11/2020 by Marcus Wright

Invoice discounting vs factoring compared. The difference is who chases payment, who knows about it, and what you need to qualify. Side by side table and costs.

Business Loans For Bad Credit UK – CCJs, Defaults & Poor Credit

20/09/202623/11/2020 by Marcus Wright

Can you get a business loan with bad credit? Usually yes. How UK lenders assess CCJs, defaults and poor personal credit, which finance options are most accessible, and what it costs. Independent broker, no broker fees.

Second or Top-Up CBILS Loans (Archive – Scheme Closed 2021)

11/08/202617/11/2020 by Marcus Wright

Scheme closed — this page is an archive. CBILS closed to new applications at the end of March 2021, and the Recovery Loan Scheme that replaced it closed on 30 June 2024. Second and top-up …

Factoring With Recourse Or Without

21/11/202312/11/2020 by Marcus Wright

Should you take out Factoring With Or Without Recourse, lets explore what the difference is between the two and compare the options? Factoring With or Without Recourse In case you don’t already know Factoring is …

Invoice Factoring For Truckers & Trucking Companies

Trucking Invoice Factoring Companies UK

19/09/202612/11/2020 by Marcus Wright

Trucking invoice factoring for UK hauliers and couriers. Advance rates of 85% to 90%, funds within 24 hours, and how factoring helps evidence O licence financial standing.

Courier Finance & Courier Invoice Factoring

19/09/202606/10/2020 by Marcus Wright

Courier finance for UK operators: invoice factoring against unpaid job invoices plus van and truck asset finance. How platform booked work is funded, and what it costs.

Arrange Finance To Buy A Post Office

20/09/202605/10/2020 by Marcus Wright

Are you looking to arrange finance to buy a Post Office? Then there are a number of factors that you need to consider when looking for lenders. Despite headlines in the newspapers about post offices …

Just Eat Merchant Cash Advance & Business Loans

25/09/202315/09/2020 by Marcus Wright

Are you interested in a Just Eat Business Loan or Merchant Cash Advance for your takeaway food business? If you have been taking payments via Just Eat for at least 3 months, then you could …

Business Loan With a CCJ – UK Funding Options

12/08/202605/06/2020 by Marcus Wright

Can you get a business loan with a CCJ? Often yes, depending on whether it is satisfied, how old it is and what security you have. The options for live and settled judgments explained.

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Simon Johnson

Simple, easy and professional. Listen to business requirement and found the perfect funding solution. Thank you...!

Ihsan Gungor

Great help and fast

Hassan Raza

Many Thanks Marcus for arranging funds for my business despite having several challenges on credit file.

Craig Barclay

Amazing service - Thank you Marcus first class

Shazad “Shaz” Khan

The service is undecrible. I had a lot of issue through other brookers but it has been dealt professionally by Marcus. The service i received is more then beyond expectations.

Gordon Angus

I can't recommend Bolton Business Finance Ltd highly enough. They were able to get us excellent terms and a higher loan amount than expected - far better than any other broker. Marcus was very friendly, helpful and supportive throughout the application and I will definitely use their services again.

Gerad Barclay

Exemplary Business Finance Service Bolton Business Finance and its MD Marcus Wright are professional and an example to others in the industry. Strongly recommended. Most business people searching for a business finance broker will have dealt with Estate Agents, Recruitment Agencies, or both. You know the types; recruitment “consultants” that try to palm you off with unsuitable candidates having doctored the CV to look great, or estate agents that assure you the enquirer is a “Cash Buyer” or in a fabulous position when in fact they have not even got an offer yet for their overpriced property. Many Business Finance Brokers are as above, probably worse. They work the numbers game of collecting applicants then punt the applicants around the types of lenders that want to tie you down with crazily high interest rates, unviable repayment terms and the ubiquitous PG. My advice is to look out for these shady practitioners. They want your personal ID, 6 months Bank Statements and annual accounts before even discussing solutions to your problem. They have only a passing conversational interest in your business. Be especially alert to the additional introduction “Fee” for getting to offer stage. One such broker added a 5% fee unto an already sky-high rate of interest front-loaded unto the principle, no reduction for early settlement, and of course the dreaded PG. Try getting 5% Interest per year on deposit of £200,000…. It is currently almost impossible yet, some brokers want 5% (£10,000 on that £200K) just for the introduction. That’s 3–5 times what Estate Agents will charge, and they typically must do some work and wait 6 months for the transaction to complete. The broker may well have punted your most personal details by email to any number of lenders leaving you exposed in many ways. Marcus did none of the above. He listened to the requirements. Noted preconditions, made no promises but came back very quickly with imaginative propositions. Very personal details and confidential information were requested only when there was agreement in principle. I will certainly use again.

Tyler Homeyard

Great company to deal with. Marcus is a great guy and knows what he’s doing. They helped me with factoring my invoices on Courier Exchange. Very seem less process. Highly recommend.