In this article we will compare MyPOS vs SumUp card machines, designed for small businesses to accept debit or credit card payments.

There are a number of things to consider when selecting which card payment provider your business should use. Although the cost is a key consideration, you also need to consider functionality, speed of receiving funds, customer support and compatibility with existing services you may use.

Lets read on to see how the two providers compare.

Disclaimer: This page may contain affiliate links.

Contents hide

1 Introduction To MyPOS

2 Introduction To SumUp

3 Comparison Table: MyPOS V SumUp 2023

4 Customer Service: SumUp vs MyPOS

5 Summary: Which Is Best myPOS or SumUp?

5.1 Related Articles

5.2 Share this:

Introduction To MyPOS

myPOS started in 2012 and quickly expanded across Europe, since 2017 they have been headquartered in London. The are licensed by the FCA as an e-money institution.

They now offer card processing services online and in store to lots of small and medium sized businesses across Europe.

Check Out the myPOS Card Readers

Introduction To SumUp

SumUp is the longer established card payment provider of the two, they started in 2012 helping small businesses accept card payments. They now operate in the UK and many other countries and have over 3 million customers.

They are a UK based company and have a range of three mobile card readers, allowing small businesses and traders to take debit or credit card payments instore and on the move.

Unlike traditional merchant service providers, there are no contracts, no minimum monthly fees and they have a handy app to manage your account.

Check Out SumUps Card Readers

Comparison Table: MyPOS V SumUp 2023

If you are thinking of getting a SumUp or MyPOS card reader, it’s best to know what the different features and fees are.

That’s why we have created this handy table below showing all the fees, features and services side by side.

Table updated: 13th March 2023

Feature	SumUp	MyPOS
Mobile Card Reader	SumUp Air Mobile Reader From £39	myPOS Glass App – Free
Stand Alone Card Reader	Solo From £79	myPOS Go 2 From £19
Receipt Printer Card Reader	In Built “3G Reader” From £129	myPOS Carbon From £209
Card Not Present/ Over the Phone	Yes	Yes
Till System with Cash Draw Available	Yes	Yes
Monthly Cost	£0	£0
Contract?	None	None
Card Transactions	1.69% Fee	1.1% Fee +7p
Invoicing?	Yes 2.5% Fee	Yes Standard fee Free up to 5
Custom Pricing?	Yes £100K/Year+	Contact Sales
Gift Cards?	Yes 2.5% Fee	Yes
Time To Deposits Funds	1-3 Business Days	2-3 days
Customer Services	Weekdays 8am to 7pm Weekends 8am to 5pm	24/7
Apple App	Yes	Yes
Android App	Yes	Yes
Third Party Integration	API AirPOS Deliveroo ePos Hybrid Freeagent Goodtill Goodeats Kitchen Cut Mailchimp PrestaShop Planday Powered Now QuickBooks ResDiary Revel Rotaready Shopify Treatwell Uber Eats Webhooks WooCommerce Workforce Xero Yoyo Zapier	API WooCommerce Magento OpenCart PrestaShop Zen Cart X-Cart osCommerce CloudCart Gombashop Joomla Clock TravelLine Vend

Table: MyPOS vs SumUp

Customer Service: SumUp vs MyPOS

SumUp Trustpilot Score: 3.2/5 (13th March 2023)

myPOS Trustpilot Score: 4.2/5 (13th March 2023)

Based on Trustpilot scores myPOS has a top rated score with 83% saying they are excellent or good, compared to just 68% saying SumUp are excellent or good,

Summary: Which Is Best myPOS or SumUp?

In summary both providers have a strong mobile and in store PDQ offering. The myPOS Glass requires requires no card reader, while with the SumUp Go you get a small reader that needs to be tethered to a mobile.

Pricing is similar, although based on fees myPOS transaction fees may work out better for bigger average transactions and SumUp for very small average transactions.

Both offer no contracts but myPOS has a higher Trustpilot score than SumUp.

Apply now for a myPOS Card Machine

Apply now for a SumUp card machine

EXCELLENT

14 reviews on

Gordon Angus

2024-09-19

I can't recommend Bolton Business Finance Ltd highly enough. They were able to get us excellent terms and a higher loan amount than expected - far better than any other broker. Marcus was very friendly, helpful and supportive throughout the application and I will definitely use their services again.

Gerad Barclay

2024-04-02

Exemplary Business Finance Service Bolton Business Finance and its MD Marcus Wright are professional and an example to others in the industry. Strongly recommended. Most business people searching for a business finance broker will have dealt with Estate Agents, Recruitment Agencies, or both. You know the types; recruitment “consultants” that try to palm you off with unsuitable candidates having doctored the CV to look great, or estate agents that assure you the enquirer is a “Cash Buyer” or in a fabulous position when in fact they have not even got an offer yet for their overpriced property. Many Business Finance Brokers are as above, probably worse. They work the numbers game of collecting applicants then punt the applicants around the types of lenders that want to tie you down with crazily high interest rates, unviable repayment terms and the ubiquitous PG. My advice is to look out for these shady practitioners. They want your personal ID, 6 months Bank Statements and annual accounts before even discussing solutions to your problem. They have only a passing conversational interest in your business. Be especially alert to the additional introduction “Fee” for getting to offer stage. One such broker added a 5% fee unto an already sky-high rate of interest front-loaded unto the principle, no reduction for early settlement, and of course the dreaded PG. Try getting 5% Interest per year on deposit of £200,000…. It is currently almost impossible yet, some brokers want 5% (£10,000 on that £200K) just for the introduction. That’s 3–5 times what Estate Agents will charge, and they typically must do some work and wait 6 months for the transaction to complete. The broker may well have punted your most personal details by email to any number of lenders leaving you exposed in many ways. Marcus did none of the above. He listened to the requirements. Noted preconditions, made no promises but came back very quickly with imaginative propositions. Very personal details and confidential information were requested only when there was agreement in principle. I will certainly use again.

Tyler Homeyard

2023-04-12

Great company to deal with. Marcus is a great guy and knows what he’s doing. They helped me with factoring my invoices on Courier Exchange. Very seem less process. Highly recommend.

TICS Global

2023-04-12

Fantastic speedy and attentive service.

Adam O'Rourke

2022-10-11

I've have never accessed commercial finance before and I was daunted by the process. Bolton Business Finance made the process simple, easy and fast. I've been funded and got exactly what I needed. Outstanding service, wouldn't hesitate to recommend!

Jamie Wynne-Griffiths

2022-10-05

What a top job. Absolute pleasure to work with Marcus. He understood exactly what we needed and didn't stop until he got it. Highly recommended!

Westhoughton Motors

2022-06-30

Great service, always kept updated and responded fast to any questions. Thanks to the team at Bolton Business Finance.

nasrat zamiri

2022-03-28

I had recently applied for Business Cash Advance facility through Bolton business finance. The process was easy and smooth, and received the requested funds within 3 days. Would highly recommend to any businesses who are looking for funding. Thanks Marcus

Matthew McClellan

2021-06-30

I recently approached Marcus at Bolton Business Finance to assist with sourcing and implementing a new invoice finance platform for my business. Marcus was professional and very knowledgeable from the very start and I would highly recommend his services. We will certainly be using Bolton Business Finance going forward.