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Home » Property Finance

Property Finance

Latest news and interesting articles for all things related to Commercial & Investor Property Finance. Commercial Mortgages, BTL Mortgages, Bridging Finance and Property Development Finance.

Property Development Finance For First Time Developers

Property Development Finance For First Time Developers

12/05/2026 by Marcus Wright

Development finance for first time developers is more achievable in 2026 than many assume, even for those exploring development finance with no experience. Ground-up development (building new properties from scratch on vacant land or cleared …

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Categories Property Finance
Development Finance For Commercial Property

Development Finance For Commercial Property: A Complete 2026 Guide

12/08/202622/04/2026 by Marcus Wright

A 2026 guide to development finance for commercial property in the UK. How funding works for offices, retail, industrial and mixed-use schemes, what lenders look for, and typical terms.

Categories Property Finance
Islamic Bridging Finance Sharia Compliant

Islamic Bridging Finance: Sharia Compliant Property Investment

12/11/2025 by Marcus Wright

Discover Islamic bridging finance: Sharia-compliant short-term funding for UK property investors. Interest-free models from £100k to £5m, terms 1-24 months, up to 75% FTV.

Categories Property Finance
Property Title Split Bridging & Finance

Property Title Split Bridging & Finance

12/08/202603/10/2024 by Marcus Wright

Title split bridging finance for property investors. How to fund splitting a building or plot into separate titles, add value, and refinance onto term finance afterwards.

Categories Property Finance Tags Bridging Finance, Bridging Loan, Property Investment
Below Market Value Bridging Loan

Below Market Value Bridging Loan

01/05/2024 by Marcus Wright

There are a number of scenarios where you may be able to use a below market value bridging loan, to secure a higher level of funding against the open market value. Main features of a …

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Categories Property Finance Tags Bridging Finance, Bridging Loan, Property Investment
Commercial To Residential Conversion Finance

Commercial To Residential Conversion Finance

16/10/202313/10/2022 by Marcus Wright

Getting the right finance in place for a commercial to residential conversion project could be critical to its success. Having the right funding, at the right time is important for any property development project. With …

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Categories Property Finance Tags Bridging Finance, Bridging Loan, Property development finance
100% LTV Bridging Loans & Finance

How To Get 100% LTV Bridging Loans

16/10/202322/07/2022 by Marcus Wright

Lets explore what finance options are available for 100% LTV bridging loans and in what circumstances you can get them. Typically when applying for a Bridging Loan, you can only go up to approximately 85% …

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Categories Property Finance
UK Buy To Let & Commercial Mortgages Foreign Nationals

Buy To Let & Commercial Mortgages for Foreign Nationals

16/10/202306/01/2022 by Marcus Wright

Investing in the UK property market is very popular with foreign nationals across the world. In both residential property and commercial properties. We can assist with a range of Buy To Let & Commercial Mortgages …

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Categories Property Finance Tags Buy To Let, commercial mortgage
Second Charge Bridging Loan

2nd Charge Bridging Loan

16/10/202317/08/2021 by Marcus Wright

Lets discuss what a second charge bridging loan is, how they work and how to apply. Second charge bridging loans allow you to lend money against a property which already has a mortgage on. Provided …

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Categories Business Finance, Property Finance Tags Bridging Loan, Business Loans, Commercial Loan
Minimum Buy To Let Mortgage Deposit

Minimum Buy To Let Mortgage Deposit 2026

21/05/202626/05/2021 by Marcus Wright

Lets look at what the Minimum Buy To Let Mortgage Deposit requirements are for property investors in the UK. If you are thinking of investing in a buy to let property, then you will want …

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Categories Property Finance Tags Buy To Let, buy to let mortgage, Property Finance, Property Investment
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Bolton Business Finance Ltd registered address: Westgate House, 1 Westgate Avenue, Bolton, Greater Manchester, BL1 4RF. Company Register number is 12495909. ICO registration ZA712923 and you can check via www.ico.org.uk.

We are an Independent Commercial Finance Brokerage not a lender. We are not Independent Financial Advisors and so are unable to provide you with independent financial advice or recommendations.

Bolton Business Finance Ltd is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions.

We work with an unlimited number of lenders and we will receive commission from lenders if you enter into a finance contract with them. Different lenders pay different amounts, depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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Simon Johnson
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Simple, easy and professional. Listen to business requirement and found the perfect funding solution. Thank you...!
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Ihsan Gungor profile picture
Ihsan Gungor
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Great help and fast
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Hassan Raza profile picture
Hassan Raza
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Many Thanks Marcus for arranging funds for my business despite having several challenges on credit file.
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Craig Barclay profile picture
Craig Barclay
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Amazing service - Thank you Marcus first class
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Shazad “Shaz” Khan profile picture
Shazad “Shaz” Khan
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The service is undecrible. I had a lot of issue through other brookers but it has been dealt professionally by Marcus. The service i received is more then beyond expectations.
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Gordon Angus profile picture
Gordon Angus
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I can't recommend Bolton Business Finance Ltd highly enough. They were able to get us excellent terms and a higher loan amount than expected - far better than any other broker. Marcus was very friendly, helpful and supportive throughout the application and I will definitely use their services again.
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Gerad Barclay profile picture
Gerad Barclay
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Exemplary Business Finance Service Bolton Business Finance and its MD Marcus Wright are professional and an example to others in the industry. Strongly recommended. Most business people searching for a business finance broker will have dealt with Estate Agents, Recruitment Agencies, or both. You know the types; recruitment “consultants” that try to palm you off with unsuitable candidates having doctored the CV to look great, or estate agents that assure you the enquirer is a “Cash Buyer” or in a fabulous position when in fact they have not even got an offer yet for their overpriced property. Many Business Finance Brokers are as above, probably worse. They work the numbers game of collecting applicants then punt the applicants around the types of lenders that want to tie you down with crazily high interest rates, unviable repayment terms and the ubiquitous PG. My advice is to look out for these shady practitioners. They want your personal ID, 6 months Bank Statements and annual accounts before even discussing solutions to your problem. They have only a passing conversational interest in your business. Be especially alert to the additional introduction “Fee” for getting to offer stage. One such broker added a 5% fee unto an already sky-high rate of interest front-loaded unto the principle, no reduction for early settlement, and of course the dreaded PG. Try getting 5% Interest per year on deposit of £200,000…. It is currently almost impossible yet, some brokers want 5% (£10,000 on that £200K) just for the introduction. That’s 3–5 times what Estate Agents will charge, and they typically must do some work and wait 6 months for the transaction to complete. The broker may well have punted your most personal details by email to any number of lenders leaving you exposed in many ways. Marcus did none of the above. He listened to the requirements. Noted preconditions, made no promises but came back very quickly with imaginative propositions. Very personal details and confidential information were requested only when there was agreement in principle. I will certainly use again.
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Tyler Homeyard profile picture
Tyler Homeyard
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Great company to deal with. Marcus is a great guy and knows what he’s doing. They helped me with factoring my invoices on Courier Exchange. Very seem less process. Highly recommend.
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